Mattress Financing That Fits Your Budget

Making a great night's sleep accessible for everyone in Magnolia, TX.

Getting a good night's sleep is one of the best investments you can make, but we understand that a new mattress is a significant purchase. At Texan Mattress Magnolia, we believe that everyone deserves to sleep soundly, which is why we offer a variety of financing options to fit every budget and credit situation. Our three-tiered approach ensures that no matter your financial history, you can find a plan that works for you and take home your dream mattress today.

Tier 1: For Good to Great Credit - Synchrony

For customers with good to great credit, we've partnered with **Synchrony** to provide excellent financing solutions. Synchrony offers terms from 6 months to 60 months, all interest-free on qualifying purchases. This allows you to pay for your mattress over an extended period without incurring any additional costs, making it simple to manage your finances while enjoying a new level of comfort. This is the ideal option for anyone looking for flexible, long-term payment solutions on high-quality mattresses in Magnolia, Texas.

Tier 2: For Fair to Good Credit - Fortiva

We know that a perfect credit score isn't a reality for everyone. That's why we offer financing through **Fortiva Retail Credit** for customers with fair to good credit. Fortiva is a trusted "second-look" financing provider that helps people who may not qualify for prime financing. They provide 6 to 12-month interest-free options, giving you the chance to get the mattress you need while also helping to build your credit. Our team at Texan Mattress Magnolia can guide you through the Fortiva application process, making it easy to find a mattress and a payment plan that works for you.

Tier 3: For Credit Challenged Customers - Acima Lease-to-Own

If you're facing credit challenges or are just starting your financial journey, our **Acima lease-to-own** program is the perfect solution. Acima is a lease-to-own provider, not a loan company, which means they focus on your ability to pay, not your credit score. To qualify, you generally need an active checking account and a consistent income. This program allows you to take home your new mattress right away with a manageable lease-to-own plan. You can choose to purchase the mattress early and save money, or continue with your payments to own it over time. It's an excellent way for customers in the Magnolia area to get a new mattress without a hard credit check.