Mattress Financing That Fits Your Budget

Making a great night's sleep accessible for everyone in Magnolia, TX.

Updated August 22, 2026. Texan Mattress offers credit-financing and lease-to-own choices, but approval, promotional terms, purchase requirements and total cost depend on the current written agreement. Review the exact disclosures before applying.

Credit financing: Synchrony

For qualified buyers, current Texan Mattress offers may include promotional financing through Synchrony, including eligible 0% plans for up to 48 months WAC. Promotional structure, minimum purchase, required payments and approval terms vary. Some offers may involve deferred interest, so review the promotional expiration date and whether the required payments will retire the balance on time. See our current financing terms and Synchrony’s deferred-interest explanation.

Additional credit option: Fortiva

Fortiva may be available as an additional credit option. Approval, APR, fees, purchase requirements and term depend on the offer and applicant. Ask for the current written disclosures before applying.

Lease-to-own option: Acima

Acima is a lease-to-own option rather than traditional credit financing. Eligibility, initial payment, renewal cost, early-purchase options and total cost depend on the agreement. Lease-to-own can cost more than the cash price if carried through the full term, so compare the written total with other payment choices before deciding.