Apply securely
Complete the Synchrony application and review the terms offered to you.
Flexible mattress financing
Sleep better now. Pay over time with Synchrony.
Explore promotional financing for a premium mattress, adjustable base, or complete sleep system—then shop online or visit our Magnolia showroom for personal help.
Checking available options is handled securely by Synchrony. Subject to credit approval.
Find your sleep system
Shop online or let Larry help you compare comfort, support, and cooling.
Complete your purchase
Use approved financing on qualifying purchases and enjoy better sleep.
Personal guidance
Not sure what mattress or payment option fits?
Larry is a sleep expert with more than 20 years of sales experience. Call before you apply, or visit the Magnolia showroom for a pressure-free comfort fitting.
Synchrony HOME credit card benefits
- 6-month promotional financing on purchases of $299 or more.1
- 0% promotional financing for up to 48 months on qualifying purchases.1
- A dedicated credit limit for eligible home purchases.
- $0 fraud liability and 24/7 secure account management.
Already have an account?
Make a payment, view your balance, or update your account securely with Synchrony.
Manage my Synchrony account*Subject to credit approval.
1 Subject to credit approval. Minimum monthly payments required. 0% promotional financing for up to 48 months may be available on qualifying purchases. Offers available at the time of purchase may vary by location. See store for details.
2 For new accounts as of July 31, 2025: Purchase APR is 34.99%; Penalty APR is 39.99%; Minimum Interest Charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms.
3 You may be required to provide your annual net income if Synchrony does not have your recent information on file.