Sleep Now, Pay Later
Finance your dream mattress with flexible payment plans through Affirm.
No hidden fees. No surprises. Just better sleep.
Payment terms from 3 to 36 months
0% Interest Plans
Qualify for 0% APR financing on select purchases. Pay nothing extra when you pay on time.
Instant Approval
Get a real-time decision in seconds. No waiting, no hassle—just fast, easy approval.
No Hidden Fees
What you see is what you pay. No late fees, no prepayment penalties, no annual fees.
Flexible Terms
Choose the payment plan that fits your budget, from 3 to 36 months at 0% APR.
How It Works
Shop & Add to Cart
Browse our premium mattress collection and add your favorites to your cart.
Choose Affirm at Checkout
Select Affirm as your payment method and complete a quick application.
Get Instant Approval
Receive a real-time decision with your personalized payment options.
Sleep Better Tonight
Complete your purchase and enjoy your new mattress with easy monthly payments.
Payment Examples at 0% APR
See how affordable premium sleep can be with flexible financing*
*0% APR financing available on select purchases. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Visit Our Magnolia Showroom
Experience our premium mattress collections in person. Our sleep experts are ready to help you find the perfect mattress and answer all your financing questions.
32823 FM 2978, Suite E
Magnolia, Texas 77353
Serving Magnolia, The Woodlands & Montgomery County
Shop Premium MattressesFrequently Asked Questions
Will checking my eligibility affect my credit score?
No! Affirm performs a soft credit check to show you personalized financing options without impacting your credit score. Only when you complete your purchase will Affirm perform a hard credit inquiry.
What do I need to apply?
You'll need to be at least 18 years old, have a valid U.S. mobile or VoIP phone number, and provide your date of birth and the last four digits of your Social Security number.
Can I pay off my loan early?
Absolutely! There are no prepayment penalties with Affirm. You can pay off your loan early at any time without any additional fees.
What if I need to return my mattress?
If you return your mattress according to our return policy, Affirm will process a refund for the purchase and adjust your payment schedule accordingly. Any payments you've made will be refunded to your original payment method.
How do I qualify for 0% APR?
0% APR is available on select purchases and is subject to an eligibility check. Your actual rate will be shown at checkout based on your creditworthiness and the purchase amount.